These terms govern your use of InsuranceDirectPro’s insurance education, risk management consulting, and policy navigation support services. By accessing our website or engaging our services, you agree to the conditions outlined below.
InsuranceDirectPro provides educational content, risk management advice, and policy navigation support. We do not underwrite insurance policies, bind coverage, or act as a licensed insurance broker. All information is for general guidance and should not replace professional advice from a registered financial services provider.
You agree to provide accurate and complete information when using our contact forms or requesting consultations. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account. You must not use our services for any unlawful or fraudulent purpose.
All content on this website, including articles, guides, templates, and risk assessment tools, is owned by InsuranceDirectPro or its licensors. You may not reproduce, distribute, or create derivative works without prior written permission. Personal, non-commercial use of our educational materials is permitted.
InsuranceDirectPro shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services or reliance on our content. This includes but is not limited to financial loss, missed claim deadlines, or policy lapses. Our total liability is capped at the amount you paid for the specific service giving rise to the claim.
Our website may contain links to third-party websites or resources. We do not endorse or assume responsibility for the accuracy, completeness, or legality of any third-party content. Your interactions with third parties are solely between you and the third party.
We reserve the right to suspend or terminate your access to our services at any time, without notice, if you violate these terms or engage in conduct that we deem harmful to other users or our business. Upon termination, your right to use our services ceases immediately.
We may update these terms from time to time. Changes will be posted on this page with a revised effective date. Continued use of our services after changes take effect constitutes your acceptance of the new terms. We encourage you to review this page periodically.
These terms are governed by the laws of South Africa. Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the Arbitration Foundation of Southern Africa (AFSA). The arbitration will take place in Johannesburg.
For questions about these terms or to report a violation, please contact us at info@insurancedirectpro.com or write to 10175 Cecilia Mountains. We aim to respond within five business days.